Consolidating student loans with spouse lots of phish online dating

Even if the student loan debt isn't yours, it will affect how you and your partner spend time together and plan for the future. Make a plan: Sit down with your partner and get organized around what debt needs to be paid off, in what order, and then create a budget and timeline for allocating income accordingly.

Look at your expenses and see where you can cut back and redirect dollars toward the debt. Investigate payback options: There are many repayment options when it comes to paying off student loans.

Your spouse is not financially responsible for any debt you’ve incurred before the date of your marriage, including student loans, credit card bills and any other debt.

But there's one thing that many newlyweds forget they'll be sharing when they say, "I do"--their spouse's student loan debt.

Spouses are not technically responsible for their partners' student loans.

You may be able to reduce your interest rate or your monthly payment or both.

Are you a newlywed or thinking about getting married?

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