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The rates and terms listed on our website are estimates and are subject to change at any time.

Please do your homework and let us know if you have any questions or concerns.

Finding the right bank to refinance or consolidate your student loans is confusing.

Fortunately, we’ve highlighted the six best banks and lenders to help you refinance and consolidate both private and federal student loans, based on your financial situation.

Disclosure: Student Loan Hero is a free website to help student loan borrowers.

We only evaluate lenders and do not issue student loans.

Learn more An estimate of how long (on average) it will take for a borrower to simply check their refinancing interest rate.

Learn more The average amount borrowers have saved by refinancing with this lender.

Unless indicated otherwise, values shown are over the lifetime of the loan.

If approved for this benefit, the lender will put the borrower's loans into forbearance, suspending their monthly loan payments.

Unpaid interest will continue to accrue and will be capitalized (added) onto the borrower's principal balance.

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